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JA Finance Park (Virtual)®

JA Finance Park curriculum cover

Middle School
High School
Classroom Based
JA Capstone

Pillars of Student Success
Financial Literacy High Financial Literacy
Work Readiness Moderate Work Readiness
Entrepreneurship Minimal Entrepreneurship
JA Finance Park Virtual helps students build a foundation on which they can make intelligent financial decisions that last a lifetime, including decisions related to income, expenses, savings, and credit. JA Finance Park Virtual offers educator-led, in-class lessons followed by a simulation. The JA Finance Park Virtual simulation has been fully redeveloped, with a brand-new experience that offers two implementation options: entry level for middle school students and advanced for high school students.

In the new virtual simulation, students will:

-- Select their own avatar and interests.
-- Review information about career clusters to select their career path and education.
-- Set up to three savings goals for future items such as homeownership or dream car.
-- Research, shop, and pay for various categories.
-- Make financial decisions across multiple life stages.
-- Choose their own future as it relates to marriage, children, and pets.
-- Track progress of their budgeting, spending, and saving through a financial health meter.

This program has a primary focus of the JA Financial Literacy Pathway and a secondary focus of the JA Work and Career Readiness Pathway and can be used in grades 7–12. The program is primarily teacher-led but requires volunteers.

As part of this program, JA teachers and volunteers are encouraged to use the resources available in JA Connect™ Learning Pathways, located at This self-guided experience includes interactives, JA Digital Career Book™, and games and apps for student use.

JA programs support national and state standards in reading, mathematics, social studies, and work and career readiness. See below for more information on alignment with national and state standards.

Program Concepts

Banking, Benefits, Budgets, Buying, Careers, Choices, Consumers, Credit, Debt, Exchange, Expenses, Income, Interest rates, Investments, Government, Money, Needs, Opportunity costs, Risk, Salary, Saving, Savings, Scarcity, Social Security, Taxes, Wages, Wants

Skills Students Learn

  • Active listening
  • Analysis
  • Applying information
  • Brainstorming
  • Budgeting
  • Cause and effect
  • Charting
  • Comparing
  • Computation
  • Critical thinking
  • Data collection
  • Decision making
  • Filling out forms
  • Following directions
  • Graphing
  • Interpersonal communication
  • Interpreting data
  • Listening
  • Math computation
  • Negotiation
  • Observation
  • Planning
  • Problem solving
  • Reading
  • Research
  • Role-playing
  • Self-reflection
  • Spending
  • Taking responsibility
  • Teamwork
  • Writing
  • Verbal communication

Virtual Implementation

JA Finance Park Virtual is a virtual learning experience.


Junior Achievement USA gratefully acknowledges Discover Financial's commitment to the development and implementation of the JA Finance Park - Virtual simulation.

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